my parents ingrained in me long before i got my credit card the paranoia thats necessary to use it smartly
they would tell me horror stories of people they knew who got carried away with their credit cards and what that did to them and so yeah i learned young that if i got a credit card i would have to be careful never to get crazy with it.
I travel a lot so its not always possible to pay off my card completely by the end of the month but i do watch what i spend and if i know its going to take 3 months salary or something to pay off whatever is on my card i don't bother with it
